Guarantees used in refundable financing of innovation in micro, small and medium-sized enterprises The regional bank for the development of the extreme South Inova program. INMR, rev. adm. inov. [Internet]. 2019 Nov. 13 [cited 2024 Nov. 4];16(3):253-68. Available from: https://periodicos.usp.br/rai/article/view/164088